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Frequently Asked Questions About Payday Loans

Do you offer no fax payday loan services?
Yes, no fax services are available for your convenience. If by chance, you have extenuating circumstances, you could be asked to provide additional details if the lender makes a request.

What is the minimum income requirement?
This might vary according to the lender and the state in which you are applying, but in most every state where payday lending is available, you must make at least $800 per month to apply.

How long do I have to be on my job?
You must be working at your current job for three months.

Is a bank account required?
Yes, you must have a bank account in your name. A bank account is needed so that the lender can deposit money into your account and when the payment is due, it will automatically be deducted from your account.

Can I get a payday loan with bad credit?
Most likely, yes! A Payday loan is very different that a traditional bank loan. Even if you have a low credit score, you can get a payday loan if you meet all of the requirements. And you will not need a co-signor nor a source of collateral.

If I apply online is it confidential?
Absolutely, and not only are our services confidential, they are safe. As an extra safety precaution, as we use encryption to help insure that your information is protected and is only available to the lenders who will be serving you.

Will I need to provide a credit report?
Although an approval of a payday loan is typically not based upon credit scores, the lender does have to option to perform a credit check. This is very unusual, but in some rare cases might be required. Additionally, it is common for lenders to query other consumer databases that will inform them if you have any cash loans that are still outstanding.

Where do you provide services?
Our services are available nationwide in all locations that allow short-term financing opportunities.

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